Wells Fargo Home Mortgage illegally forecloses on homes by falsely accusing homebuyers who have filed for Chapter 13 bankruptcy of being delinquent on their mortgages, by falsely inflated amounts, by assessing "hundreds of millions of dollars" for illicit fees and debts that were already paid, and by ignoring and abusing the bankruptcy code and court orders, a class action claims in Federal Court.

"Wells Fargo's policies and practices are particularly deceptive," the complaint states, "insofar as they involve the (1) intentional concealment of the fact that Wells Fargo has not properly accounted for debtors' bankruptcy plans and payments, (2) deceptive demands for payment of debts that are not owed but are presented to the debtors as actually owed and (3) intentional concealment of added fees and expenses when in fact federal bankruptcy law requires Wells Fargo to make application for such fees and expenses to the bankruptcy court.

"These polices and practices are not the result of neglect or indifference but are deliberately unfair, oppressive, malicious and unconscionable. Such misconduct has been documented in this case and throughout the United States. In formulating and executing these policies, Well Fargo has shown its complete disrespect and disdain for the Code and its evident belief that it is above the law."